Please take a moment to read these terms and conditions carefully as they contain important information about the use of this site and the insurance products it offers. In all cases the Policy Wording contains the full terms and conditions for the insurance product and is not changed or altered by any of the following.

Important information about Goodhealth's insurance products.

Territorial Availability

All territories except USA, Bermuda and Cuba.

The Underwriters

The insurance herein referred to or offered for sale, is arranged by Goodhealth. Details of the underwriters and their proportions will be as detailed on your Confirmation of Cover Document.

Several Liability

The subscribing Insurers' obligations under contracts of insurance to which they subscribe are several and not joint and are limited solely to the extent of their individual subscriptions. The subscribing Insurers are not responsible for the subscription of any co-subscribing Insurer who for any reason does not satisfy all or part of its obligations.

Law/Jurisdiction

You are entitled to choose the law applicable to the insurance contract subject to our agreement. We choose Bermudan law and, in the absence of any agreement to the contrary, Bermudan law shall apply.

Premium Refunds

This insurance is non-transferable. The insurance is subject to a cancellation period of 15 days as noted in the Policy Wording. No premium will be refunded, either in full or on a pro-rata basis after the expiry of the cancellation period.

Security and Privacy Policies

Goodhealth always endeavours to protect your information and provide you with a secure, efficient and easy to use service. We adhere to guidelines and requirements of the jurisdiction of Bermuda with regards to data protection.